根据日本邮政和中国大陆的相关规定EMS最高投保额度为200万日元，EMS自含2万日元的保额，其他三种运输方式最高保价金额为118,061円；如申报价格超过118,061円只能以118,061円申请保价（即保险费650円） 购买保险后，物品明细、价值需如实申报，发货前邮局会逐一核对。
| 保价金额（円） | EMS保险费（円） | 其他方式（円） |
| ~ 20,000 | 0 | 400 |
| ~ 40,000 | 50 | 450 |
| ~ 60,000 | 100 | 500 |
| ~ 80,000 | 150 | 550 |
| ~ 100,000 | 200 | 600 |
| ~ 120,000 | 250 | 650 |
| ~ 140,000 | 300 | - |
| ~ 160,000 | 350 | - |
| ~ 180,000 | 400 | - |
| ~ 200,000 | 450 | - |
| ~ 220,000 | 500 | - |
| ~ 240,000 | 550 | - |
| ~ 260,000 | 600 | - |
| ~ 280,000 | 650 | - |
| ~ 300,000 | 700 | - |
| ~ 320,000 | 750 | - |
| ~ 340,000 | 800 | - |
| ~ 360,000 | 850 | - |
| ~ 380,000 | 900 | - |
| ~ 400,000 | 950 | - |
| ~ 420,000 | 1000 | - |
| ~ 440,000 | 1050 | - |
| ~ 460,000 | 1100 | - |
| ~ 480,000 | 1150 | - |
| ~ 500,000 | 1200 | - |
| ~ 520,000 | 1250 | - |
| ~ 540,000 | 1300 | - |
| ~ 560,000 | 1350 | - |
| ~ 580,000 | 1400 | - |
| ~ 600,000 | 1450 | - |
| ~ 620,000 | 1500 | - |
| ~ 640,000 | 1550 | - |
| ~ 660,000 | 1600 | - |
| ~ 680,000 | 1650 | - |
| ~ 700,000 | 1700 | - |
| ~ 720,000 | 1750 | - |
| ~ 740,000 | 1800 | - |
| ~ 760,000 | 1850 | - |
| ~ 780,000 | 1900 | - |
| ~ 800,000 | 1950 | - |
| ~ 820,000 | 2000 | - |
| ~ 840,000 | 2050 | - |
| ~ 860,000 | 2100 | - |
| ~ 880,000 | 2150 | - |
| ~ 900,000 | 2200 | - |
| ~ 920,000 | 2250 | - |
| ~ 940,000 | 2300 | - |
| ~ 960,000 | 2350 | - |
| ~ 980,000 | 2400 | - |
| ~ 1,000,000 | 2450 | - |
| ~ 1,020,000 | 2500 | - |
| ~ 1,040,000 | 2550 | - |
| ~ 1,060,000 | 2600 | - |
| ~ 1,080,000 | 2650 | - |
| ~ 1,100,000 | 2700 | - |
| ~ 1,120,000 | 2750 | - |
| ~ 1,140,000 | 2800 | - |
| ~ 1,160,000 | 2850 | - |
| ~ 1,180,000 | 2900 | - |
| ~ 1,200,000 | 2950 | - |
| ~ 1,220,000 | 3000 | - |
| ~ 1,240,000 | 3050 | - |
| ~ 1,260,000 | 3100 | - |
| ~ 1,280,000 | 3150 | - |
| ~ 1,300,000 | 3200 | - |
| ~ 1,320,000 | 3250 | - |
| ~ 1,340,000 | 3300 | - |
| ~ 1,360,000 | 3350 | - |
| ~ 1,380,000 | 3400 | - |
| ~ 1,400,000 | 3450 | - |
| ~ 1,420,000 | 3500 | - |
| ~ 1,440,000 | 3550 | - |
| ~ 1,460,000 | 3600 | - |
| ~ 1,480,000 | 3650 | - |
| ~ 1,500,000 | 3700 | - |
| ~ 1,520,000 | 3750 | - |
| ~ 1,540,000 | 3800 | - |
| ~ 1,560,000 | 3850 | - |
| ~ 1,580,000 | 3900 | - |
| ~ 1,600,000 | 3950 | - |
| ~ 1,620,000 | 4000 | - |
| ~ 1,640,000 | 4050 | - |
| ~ 1,660,000 | 4100 | - |
| ~ 1,680,000 | 4150 | - |
| ~ 1,700,000 | 4200 | - |
| ~ 1,720,000 | 4250 | - |
| ~ 1,740,000 | 4300 | - |
| ~ 1,760,000 | 4350 | - |
| ~ 1,780,000 | 4400 | - |
| ~ 1,800,000 | 4450 | - |
| ~ 1,820,000 | 4500 | - |
| ~ 1,840,000 | 4550 | - |
| ~ 1,860,000 | 4600 | - |
| ~ 1,880,000 | 4650 | - |
| ~ 1,900,000 | 4700 | - |
| ~ 1,920,000 | 4750 | - |
| ~ 1,940,000 | 4800 | - |
| ~ 1,960,000 | 4850 | - |
| ~ 1,980,000 | 4900 | - |
| ~ 2,000,000 | 4950 | - |
